A Group Litigation Order (GLO) is a special arrangement used by UK courts to manage multiple claims that share similar facts or legal questions. It helps streamline the process and ensures fair treatment for all involved parties, especially when dealing with large numbers of cases.
For example, imagine thousands of motorists are affected by faulty airbags in a particular car model. Each motorist has their own claim against the manufacturer, but they all face the same issue: proving that the airbags were defective due to poor manufacturing standards. A GLO would allow these claims to be handled together, with common evidence and arguments presented once for everyone involved.
This matters because it ensures that small cases don't get lost in the legal system, and large groups of people can have their voices heard collectively. It also means that witnesses or experts only need to testify once, saving time and money for all parties involved.
The Civil Procedure Rules (CPR), specifically Part 19.7, outline how GLOs are used in UK courts. These rules help ensure that the process is fair and efficient for everyone.
A key takeaway is that if you find yourself part of a group with similar claims-such as being affected by a widespread vehicle defect-you should consider joining or supporting a legal action under a GLO. This can make your case stronger and more likely to succeed, while also potentially reducing the costs associated with individual litigation.
How This Relates to the FCA Redress Scheme
The FCA motor finance redress scheme covers 12.1 million agreements with an average compensation of £829 per agreement. The total cost to firms is £9.1 billion. If you had PCP or HP finance between 6 April 2007 and 1 November 2024, you may be eligible. The final deadline to complain is 31 August 2027. You do not need a claims management company.