An estimated 72,387 residents in Cheshire may be affected by motor finance mis-selling that occurred between 6 April 2007 and 1 November 2024. This figure is based on the FCA estimate of 12.1 million eligible agreements (FCA, March 2026) being potentially impacted across the UK (FCA estimate). Aston Martin, one of the most prestigious car brands, has seen its share of these issues in Cheshire as well.
Aston Martin Car Finance in Cheshire
Local residents who purchased an Aston Martin often did so through popular finance options such as
Personal Contract Purchase (PCP) or
Hire Purchase (HP), which are common choices for luxury vehicles. Many residents in Cheshire turned to local and national banks, including Barclays and Santander, to secure their car loans. It is important to note that the FCA has estimated that £7.5 billion (FCA, March 2026) was lost due to mis-selling across the UK during this period (FCA estimate). This figure underscores the significant impact on communities like Cheshire.
How Cheshire Residents Can Check Their Aston Martin Finance Agreement
Cheshire residents who financed their Aston Martin through PCP or HP agreements should review their documents carefully for any discrepancies. Key dates such as the start and end of the agreement, as well as any early settlement figures, are crucial to examine. Additionally, it is important to understand if there was a
discretionary commission arrangement (DCA) involved in your finance deal. This can affect the overall cost and transparency of your car finance agreement.
Complaining to Your Lender for Free
If you suspect that your Aston Martin finance agreement may have been mis-sold, you do not need to engage with a
claims management company or pay any fees upfront. You can
complain directly to your lender at no cost. Here is a step-by-step guide on how to proceed:
- Gather Your Documents: Collect all relevant documents related to your car finance agreement.
- Review the Agreement: Check for any inconsistencies, such as incorrect interest rates or hidden charges.
- Contact Your Lender: Reach out to the lender's customer service department to discuss your concerns.
- Submit a Formal Complaint: If you are not satisfied with the initial response, submit a formal complaint in writing.
It is important to note that you do not need a claims management company to handle this process for you. The Financial Ombudsman Service (FOS) can also provide support if your lender does not resolve the issue satisfactorily.
Sources and References
- Office for National Statistics Census 2021
- FCA estimate of 12.1 million eligible agreements (FCA, March 2026) (6 April 2007 to 1 November 2024)
- FCA estimate of £7.5 billion (FCA, March 2026) total lost due to mis-selling (FCA estimate)
- FOS guidance on financial complaints
Aston Martin Finance Claims in Cheshire
With a population of approximately 250,000, an estimated 52,238 motor finance agreements in Cheshire may have been affected by discretionary commission arrangements (FCA estimate). Eligible motor finance agreements run from 6 April 2007 to 1 November 2024 (FCA, March 2026).
Aston Martin Safety Recalls
Aston Martin has had 80 safety recalls across 17 models, according to the DVSA Vehicle Safety Branch. The most recalled models are: Vantage (16 recalls), Db9 (9 recalls), Dbs (8 recalls), Dbx707 (6 recalls), Db7 (6 recalls). Check if your Aston Martin has an outstanding recall.