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Moneybarn Motor Finance Claims in Merseyside

Last updated: 26 March 2026

Moneybarn, a subsidiary of Provident Financial, has been implicated in car finance agreements that may have affected thousands of residents in Merseyside. The period from 6 April 2007 to 1 November 2024 saw an estimated 135,230 individuals in Merseyside potentially impacted by the company’s practices, based on a combination of FCA figures and population data from the ONS Census (ONS/FCA estimate). With a total population of approximately 1.43 million people in Merseyside (ONS Census 2021), this issue has significant implications for many local car owners.

Moneybarn Finance Agreements in Merseyside

Moneybarn’s car finance agreements, which are part of the broader discretionary commission arrangement (DCA) practices affecting millions across the UK, have had a notable presence in Merseyside. An estimated 12.1 million eligible agreements (FCA estimate) were impacted nationwide during this period, with an average agreement worth around £829 (FCA estimate). In Merseyside alone, these agreements covered various types of vehicles, from small city cars to larger family cars and even commercial vehicles. Given the high cost implications for many residents, understanding the details of how these car finance claims might affect individuals in Merseyside is crucial.

How to Complain to Moneybarn from Merseyside

Residents in Merseyside who believe they are affected by Moneybarn’s practices can lodge complaints directly with the company without needing a claims management company. The process is straightforward and free, as residents do not need legal representation or third-party assistance to file their concerns. To start, one should visit Moneybarn's complaint URL: https://www.moneybarn.com/complaints/. By contacting Moneybarn directly, residents can ensure that the issue is addressed effectively without incurring unnecessary costs.

What Merseyside Residents Should Do Next

For those considering lodging a complaint with Moneybarn, it’s essential to gather all relevant documentation first. This includes any correspondence related to the car finance agreement, payment records, and evidence of overcharges or discrepancies. residents should carefully check the dates of their agreements to ensure they fall within the period specified by the FCA (6 April 2007 to 1 November 2024). Once these steps are completed, residents can proceed with a direct complaint to Moneybarn, ensuring that all necessary information is included for thorough review.

Sources and references

Office for National Statistics (ONS) Census 2021
Financial Conduct Authority (FCA), 2024

How Many People in Merseyside Are Affected?

Based on Merseyside's population of approximately 1,410,000, an estimated 294,626 motor finance agreements in the area may have been affected by discretionary commission arrangements (FCA estimate, proportional calculation). This represents approximately 2.1% of the UK total of 12.1 million eligible agreements.

Moneybarn Company Information

Moneybarn is registered at Companies House (company number 02766324) with a status of liquidation. The company was incorporated on 1992-11-20. Its registered office is at Athena House, Bedford Road, Petersfield, GU32 3LJ, United Kingdom. The company currently has 2 directors.

Moneybarn Complaint Statistics

According to the Financial Ombudsman Service, Moneybarn received 7 total complaints in H2 2024 BUSINESS. You can check the latest complaint data at the Financial Ombudsman Service.

Moneybarn's FCA reference number is 702773 (status: No longer authorised).

Frequently Asked Questions

I live in Merseyside and I’m concerned about Moneybarn motor finance mis-selling. What should I do?

If you suspect that your car finance agreement with Moneybarn was sold incorrectly or is unfair, consider reviewing the terms directly on their website at https://www.moneybarn.com/complaints/. You can also contact them to address any issues without needing a claims management company.

How many Merseyside residents are estimated to be affected by Moneybarn motor finance mis-selling?

According to the FCA, approximately 14 million car finance agreements (FCA estimate) may have been mis-sold across the UK. While specific figures for Merseyside are not available, given its population size and vehicle ownership rates, a significant number of residents could be affected.

What is the average compensation amount for Moneybarn motor finance claims in Merseyside?

The Financial Conduct Authority (FCA) estimates that the average compensation paid out for mis-sold car finance agreements is around £700 (FCA estimate). This figure can vary based on individual circumstances and the specific details of each agreement.

Important: MLJ.org.uk is an independent information resource. We are not a claims management company, solicitor, law firm, or financial adviser. We do not process claims, take fees, or provide advice. Where the law gives you a right to complain or claim directly (to a lender, council, FOS, court, or regulator), you can do so without paying a third party. MLJ.org.uk is operated by Copious Ltd, registered in England and Wales, company number 11437826.