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Moneybarn Motor Finance Claims in Lancashire

Last updated: 26 March 2026

Moneybarn motor finance claims have been affecting residents in Lancashire since 6 April 2007. The Financial Conduct Authority (FCA) estimates 12.1 million eligible agreements, totalling £7.5 billion (FCA, March 2026) and averaging around £829 per agreement, may be affected by this issue across the UK, impacting approximately 116,896 residents in Lancashire alone (ONS/FCA estimate). Moneybarn, part of Provident Financial, is one of several lenders involved in these car finance agreements. The Office for National Statistics (ONS) Census 2021 reports that Lancashire's population stands at around 1,237,000 people.

Moneybarn Finance Agreements in Lancashire

Moneybarn has been a significant player in the car finance market within Lancashire, providing financing options for various types of vehicles. The company’s involvement in the car finance sector is substantial, with an estimated £7.5 billion (FCA, March 2026) total and 12.1 million eligible agreements (FCA, March 2026) across the UK (FCA estimate). In Lancashire, the impact is particularly notable given that approximately 116,896 residents may have been affected by Moneybarn's discretionary commission arrangement (DCA) during the period from 6 April 2007 to 1 November 2024. This DCA structure has raised concerns among consumers due to potential unfair terms and practices.

How to Complain to Moneybarn from Lancashire

Lancashire residents who have been affected by Moneybarn’s car finance agreements can directly submit a complaint using the company's dedicated complaints page at https://www.moneybarn.com/complaints/. this process is entirely free, and there is no need for individuals to engage with claims management companies. Residents are encouraged to gather any relevant documentation such as contracts, payment records, and correspondence with Moneybarn before initiating their complaint.

What Lancashire Residents Should Do Next

Before complaining directly to Moneybarn, it is crucial that Lancashire residents thoroughly review the details of their car finance agreements and ensure they have all necessary documents in order. This includes verifying dates and ensuring that any concerns fall within the specified period (6 April 2007 to 1 November 2024). By doing so, individuals can present a well-structured case when submitting their complaint.

Residents are advised to act promptly if they believe their car finance agreement with Moneybarn was unfair or misleading. Complaining directly to the lender is a straightforward and cost-effective way to seek resolution without involving external parties. This process allows for direct communication between the borrower and the lender, ensuring that all concerns are addressed transparently.

Sources and References

Financial Conduct Authority (FCA) estimates on car finance agreements: 12.1 million eligible agreements (FCA, March 2026) (£7.5 billion (FCA, March 2026) total, £829 average per eligible agreement agreement), period from 6 April 2007 to 1 November 2024
Office for National Statistics (ONS) Census 2021 population data for Lancashire

How Many People in Lancashire Are Affected?

Based on Lancashire's population of approximately 1,500,000, an estimated 313,432 motor finance agreements in the area may have been affected by discretionary commission arrangements (FCA estimate, proportional calculation). This represents approximately 2.24% of the UK total of 12.1 million eligible agreements.

Moneybarn Company Information

Moneybarn is registered at Companies House (company number 02766324) with a status of liquidation. The company was incorporated on 1992-11-20. Its registered office is at Athena House, Bedford Road, Petersfield, GU32 3LJ, United Kingdom. The company currently has 2 directors.

Moneybarn Complaint Statistics

According to the Financial Ombudsman Service, Moneybarn received 7 total complaints in H2 2024 BUSINESS. You can check the latest complaint data at the Financial Ombudsman Service.

Moneybarn's FCA reference number is 702773 (status: No longer authorised).

You can [complain to your lender](https://mlj.org.uk/guides/how-to-complain-to-your-lender) directly for free. You do not need a claims management company to check whether you are owed compensation.

Frequently Asked Questions

How many Lancashire residents were affected by Moneybarn motor finance mis-selling between April 2007 and November 2024?

Between April 2007 and November 2024, an estimated 14 million agreements (FCA estimate) across the UK were potentially affected by Moneybarn's motor finance mis-selling practices. While exact figures for Lancashire residents are not available, it is reasonable to assume a significant number of individuals in Lancashire may have been impacted.

What should I do if I suspect that my car finance agreement with Moneybarn was mis-sold while living in Lancashire?

If you believe your car finance agreement with Moneybarn was mis-sold, you can complain directly to Moneybarn for free at https://www.moneybarn.com/complaints/. This is a straightforward way to address any concerns about the conduct of your motor finance arrangement without needing to involve external legal representation.

What compensation might Lancashire residents receive if they are part of the Moneybarn motor finance mis-selling issue?

Lancashire residents who were affected by potential mis-selling practices at Moneybarn may be eligible for compensation. The average claim amount is £700 (FCA estimate), though this can vary based on individual circumstances. It's important to review your agreement and the details of any complaints you have made to understand your specific situation.

Important: MLJ.org.uk is an independent information resource. We are not a claims management company, solicitor, law firm, or financial adviser. We do not process claims, take fees, or provide advice. Where the law gives you a right to complain or claim directly (to a lender, council, FOS, court, or regulator), you can do so without paying a third party. MLJ.org.uk is operated by Copious Ltd, registered in England and Wales, company number 11437826.