Are you one of the thousands of Bedfordshire residents affected by Black Horse car finance agreements? Since 6 April 2007, up to 1 November 2024, an estimated 12.1 million eligible agreements have been potentially mis-sold across the UK (FCA estimate), and Bedfordshire is no exception. With a population of approximately 682,000 people, around 64,449 residents in this county may be covered by the FCA redress scheme. due to issues with these agreements.
Black Horse Finance Agreements in Bedfordshire
Black Horse, part of Lloyds Banking Group, has been offering car finance to consumers across the UK. In Bedfordshire alone, thousands of individuals might have taken out car loans or leases during the specified period (6 April 2007 to 1 November 2024) under agreements that could be mis-sold. This includes a variety of vehicles from everyday cars and vans to high-end sports cars. If you believe your car finance agreement with Black Horse was unfair or misleading, it is essential to understand your rights.
How to Complain to Black Horse from Bedfordshire
Bedfordshire residents who feel they have been affected by mis-sold car finance agreements can directly complain to Black Horse for free without the need for a claims management company. The process is straightforward and does not require any upfront costs or fees. You can visit Black Horse's dedicated complaints page at https://www.blackhorse.co.uk/complaints to start your complaint. This URL provides detailed guidance on how to submit your case, ensuring that you receive a fair review of your situation.
What Bedfordshire Residents Should Do Next
If you believe your car finance agreement with Black Horse might have been mis-sold, the first step is to gather all relevant documents and check the dates of your agreement. Look for any correspondence or communications related to the purchase or financing of your vehicle. It's crucial to ensure that your complaint falls within the specified period (6 April 2007 to 1 November 2024) as outlined by the Financial Conduct Authority (FCA).
Once you have all the necessary information, proceed directly to Black Horse’s complaints page to initiate your claim. Remember, it is free to complain and you do not need a claims management company. By following this process, you can ensure that your case receives proper attention from the financial institution without incurring any additional costs.
Sources and References
- Financial Conduct Authority (FCA), 2024
- Office for National Statistics (ONS) Census 2021
- Black Horse Complaints URL: https://www.blackhorse.co.uk/complaints
How Many People in Bedfordshire Are Affected?
Based on Bedfordshire's population of approximately 670,000, an estimated 140,000 motor finance agreements in the area may have been affected by discretionary commission arrangements (FCA estimate, proportional calculation). This represents approximately 1.0% of the UK total of 12.1 million eligible agreements.
Black Horse is registered at Companies House (company number 00661204) with a status of active. The company was incorporated on 1960-06-01. Its registered office is at 25 Gresham Street, London, EC2V 7HN. The company currently has 6 directors.
Black Horse Complaint Statistics
According to the Financial Ombudsman Service, Black Horse received 25 total complaints in H2 2024 BUSINESS. You can check the latest complaint data at the Financial Ombudsman Service.
Black Horse's FCA reference number is 157429 (status: No longer authorised).