How many people in North Yorkshire might be affected by the car finance agreements with Barclays Partner Finance? According to estimates from the FCA, 12.1 million eligible agreements were potentially mis-sold between April 6, 2007, and November 1, 2024. Given that North Yorkshire has a population of approximately 618,000 (ONS Census 2021), it’s estimated that around 58,401 residents in the area may be affected by these agreements with Barclays Partner Finance.
Barclays Partner Finance Car Finance Agreements in North Yorkshire
Barclays Partner Finance has been involved in car finance agreements across various regions of the UK, including North Yorkshire. The firm's operations have led to an estimated 58,401 residents in North Yorkshire being potentially affected by the mis-selling issues (ONS/FCA estimate). This impact includes individuals who financed vehicles such as cars, vans, and motorcycles through Barclays Partner Finance during the specified period.
The FCA has found that these agreements often involved discretionary commission arrangements (DCA), which can be complex and lead to misunderstandings or unfair practices. Such arrangements might have caused financial difficulties for many residents in North Yorkshire. For instance, some individuals may have been charged excessive fees or received inadequate advice about their car finance options.
How to Complain to Barclays Partner Finance from North Yorkshire
Residents of North Yorkshire who believe they were mis-sold a car finance agreement by Barclays Partner Finance should consider filing a complaint directly with the lender. The process is straightforward and free, as you do not need a claims management company or solicitors to assist you. You can submit your complaint via Barclays' dedicated complaints page: https://www.barclays.co.uk/help/complaints/.
Before initiating a complaint, it’s advisable to gather relevant documents such as agreement letters, payment schedules, correspondence with the lender, and any emails or phone records related to the car finance agreement. Having these details ready will help you provide Barclays Partner Finance with a clear understanding of your concerns.
What North Yorkshire Residents Should Do Next
To ensure that their complaints are well-founded and detailed, North Yorkshire residents should start by reviewing all relevant documentation pertaining to their car finance agreements. This includes checking dates and payment schedules to verify any discrepancies or issues that may have arisen during the agreement period.
Once you have compiled your evidence, proceed with submitting a complaint directly to Barclays Partner Finance at https://www.barclays.co.uk/help/complaints/. Remember, it is free for customers in North Yorkshire to complain without involving third parties. Additionally, Barclays PLC has set aside £325 million in provisions specifically for addressing motor finance redress claims (FCA estimate).
Sources and References
- FCA estimates: 12.1 million eligible agreements (FCA, March 2026), £7.5 billion (FCA, March 2026) total (FCA estimate), £829 average per eligible agreement
- ONS Census 2021
- Barclays PLC complaint URL: https://www.barclays.co.uk/help/complaints/
How Many People in North Yorkshire Are Affected?
Based on North Yorkshire's population of approximately 620,000, an estimated 129,552 motor finance agreements in the area may have been affected by discretionary commission arrangements (FCA estimate, proportional calculation). This represents approximately 0.93% of the UK total of 12.1 million eligible agreements.
Barclays Partner Finance is registered at Companies House (company number 00048839) with a status of active. The company was incorporated on 1896-07-20. Its registered office is at 1 Churchill Place, London, E14 5HP. The company currently has 13 directors.
Barclays Partner Finance Complaint Statistics
According to the Financial Ombudsman Service, Barclays Partner Finance received 397 total complaints in H2 2024 BUSINESS. You can check the latest complaint data at the Financial Ombudsman Service.
Barclays Partner Finance's FCA reference number is 311753 (status: Authorised).