An estimated 78,246 residents in Nottinghamshire may be affected by the issues surrounding Bank of Ireland Finance car finance agreements. With a population of approximately 828,000 (ONS Census 2021), Nottinghamshire is one of many areas where local residents need to be aware of potential problems related to their car finance arrangements. ## Bank of Ireland Finance Car Finance Agreements in Nottinghamshire The period from 6 April 2007 to 1 November 2024 saw significant issues with discretionary commission arrangements (DCA) that affected 12.1 million eligible agreements across the UK, impacting residents in Nottinghamshire and beyond (FCA estimate). These agreements encompassed various types of vehicles, including cars, vans, motorcycles, and other motorised vehicles. ## Bank of Ireland Finance Car Finance Agreements in Nottinghamshire The period from 6 April 2007 to 1 November 2024 saw significant issues with discretionary commission arrangements (DCA) that affected 12.1 million eligible agreements across the UK, impacting residents in Nottinghamshire and beyond (FCA estimate). These agreements encompassed various types of vehicles, including cars, vans, motorcycles, and other motorised vehicles. In Nottinghamshire alone, an estimated 78,246 residents may have been affected by these issues (ONS/FCA estimate). ## How to Complain to Bank of Ireland Finance from Nottinghamshire Nottinghamshire residents who believe they were unfairly charged for their car finance agreements can complain directly to Bank of Ireland Finance. The process is straightforward and free; there’s no need to involve a claims management company. To initiate a complaint, visit the Bank of Ireland Finance help centre at https://personalbanking.bankofireland.com/help-centre/complaints/. By contacting them directly, Nottinghamshire residents can seek redress without incurring additional costs. ## What Nottinghamshire Residents Should Do Next Nottinghamshire residents who suspect they were affected by unfair car finance charges should take the following steps: 1. Gather Documents: Collect all relevant documents related to their car finance agreement, including payment slips and correspondence with Bank of Ireland Finance. 2. Check Dates: Ensure that their car finance agreements fall within the period from 6 April 2007 to 1 November 2024, as this is when the issues arose according to FCA estimates. 3. Complain Directly: Submit a complaint directly to Bank of Ireland Finance using the provided URL or by contacting customer service. Bank of Ireland Finance has set aside £350 million in provisions for motor finance redress (FCA estimate), indicating their commitment to resolving these issues fairly and efficiently. By following the steps outlined above, Nottinghamshire residents can take proactive measures to address any potential unfair charges and seek appropriate compensation. ## Sources and references - FCA estimates: 12.1 million eligible agreements (FCA, March 2026), £7.5 billion (FCA, March 2026) total, £829 average per eligible agreement - ONS Census 2021 for population data - Bank of Ireland Finance help centre URL: https://personalbanking.bankofireland.com/help-centre/complaints/ ## How Many People in Nottinghamshire Are Affected? Based on Nottinghamshire's population of approximately 830,000, an estimated 173,432 motor finance agreements in the area may have been affected by discretionary commission arrangements (FCA estimate, proportional calculation). This represents approximately 1.24% of the UK total of 12.1 million eligible agreements. ## Bank of Ireland Finance Company Information Bank of Ireland Finance is registered at Companies House (company number 07022885) with a status of active. The company was incorporated on 2009-09-17. Its registered office is at 45 Gresham Street, London, EC2V 7EH, England. The company currently has 9 directors. ## Bank of Ireland Finance Complaint Statistics According to the Financial Ombudsman Service, Bank of Ireland Finance received 8 total complaints in H2 2024 BUSINESS. You can check the latest complaint data at the Financial Ombudsman Service. Bank of Ireland Finance's FCA reference number is 222848 (status: FSR-API-02-01-11).