Jaguar Finance Claims — Perrys Motor Sales

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Jaguar Finance Claims — Perrys Motor Sales

Last updated: 24 March 2026

When buying a Jaguar through Perrys Motor Sales, did you know that your car finance agreement might have been affected by the FCA’s investigation into unfair practices? This investigation covers agreements from 6 April 2007 to 1 November 2024 and includes an estimated £8.2 billion in total claims. Many consumers purchased Jaguar vehicles through Perrys Motor Sales or similar dealer groups on Personal Contract Purchase (PCP) or Hire Purchase (HP) finance during this period.

Jaguar Finance at Perrys Motor Sales

Buying a Jaguar from Perrys Motor Sales typically involves arranging your car finance through the dealership, which then provides you with a finance agreement from a lender. While PCP and HP are common financing options for purchasing new Jaguars, it’s crucial to understand how these arrangements work when dealing with dealers like Perrys Motor Sales. Dealers such as Perrys often benefit from discretionary commission arrangements (DCAs), where they receive additional payments based on the financing terms agreed upon by the buyer. However, this practice has been under scrutiny due to potential unfairness to consumers.

Finding Your Lender

Consumers who purchased a Jaguar through Perrys Motor Sales should carefully review their finance agreement to identify which lender provided the funding for their car purchase. The dealer (Perrys Motor Sales) is not the lender; they merely arrange the finance on behalf of a third-party lender. This means that any complaints or claims regarding your finance agreement should be directed to the lender, not to Perrys Motor Sales.

How to Complain to Your Lender for Free

If you suspect that your Jaguar car finance agreement through Perrys Motor Sales was affected by unfair practices during the specified period, you can complain directly to your lender at no cost. You do not need a claims management company to handle this process for you. By contacting the lender and explaining your concerns, you can seek redress without incurring additional fees.

Sources and References

Financial Conduct Authority (FCA). "Unfair car finance practices investigation." FCA estimates 14 million agreements affected from 6 April 2007 to 1 November 2024.
Financial Conduct Authority (FCA). "Estimated total amount of claims: £8.2 billion."
Financial Conduct Authority (FCA). "Average claim size: £700."

Important: MLJ.org.uk is an independent information resource. We are not a claims management company, solicitor, law firm, or financial adviser. We do not process claims, take fees, or provide advice. Where the law gives you a right to complain or claim directly (to a lender, council, FOS, court, or regulator), you can do so without paying a third party. MLJ.org.uk is operated by Copious Ltd, registered in England and Wales, company number 11437826.