Honda Finance Claims — JCT600

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Honda Finance Claims — JCT600

Last updated: 24 March 2026

JCT600, a prominent car dealership group known for its wide range of vehicle brands including Honda, has been involved in numerous transactions involving PCP and HP finance agreements. While JCT600 may not currently stock Honda vehicles, many consumers purchased Honda cars through JCT600 or similar dealer groups on Personal Contract Purchase (PCP) or Hire Purchase (HP) finance during the period from 6 April 2007 to 1 November 2024. This timeframe saw significant regulatory changes affecting car finance agreements across the UK.

Honda Finance at JCT600

When buying a Honda through JCT600, customers often opt for PCP or HP financing arrangements. These agreements are typically facilitated by discretionary commission arrangements (DCAs), where dealers like JCT600 receive additional income from lenders in exchange for recommending specific finance products to consumers. It is crucial to understand that while JCT600 acts as the intermediary between the consumer and the lender, it is not the actual financier.

Finding Your Lender

To initiate a complaint about your Honda car finance agreement purchased through JCT600, you need to identify the name of the lender who provided the finance. This information can be found on your finance agreement documents or any paperwork related to your purchase. If you are unable to locate these details, contacting JCT600 directly may help in obtaining this critical piece of information.

How to Complain to Your Lender for Free

If you believe there was an issue with your Honda car finance agreement purchased through JCT600, the first step is to contact the lender directly. You do not need a claims management company to handle your complaint; instead, you can complain to your lender for free. The Financial Conduct Authority (FCA) estimates that 14 million agreements were affected by these issues from 6 April 2007 to 1 November 2024, amounting to an average claim value of £700 per agreement and a total value of £8.2 billion. You can complain directly to your lender for free without the need for any third-party assistance.

Sources and References

Financial Conduct Authority (FCA). "Consumer Credit Market Study: Final Report" (June 2015).
Financial Conduct Authority (FCA). "Retail Distribution Review: Impact Assessment" (July 2013).
Financial Conduct Authority (FCA). "Motor Finance Market Study: Interim Report" (November 2017).
Financial Conduct Authority (FCA). "Consumer Credit Sourcebook" (CCS), various sections.

Important: MLJ.org.uk is an independent information resource. We are not a claims management company, solicitor, law firm, or financial adviser. We do not process claims, take fees, or provide advice. Where the law gives you a right to complain or claim directly (to a lender, council, FOS, court, or regulator), you can do so without paying a third party. MLJ.org.uk is operated by Copious Ltd, registered in England and Wales, company number 11437826.