Jardine Motors Group, a prominent dealership group in the UK, has been associated with Dacia sales through various finance agreements. While Jardine Motors Group may not currently stock Dacia vehicles, many consumers purchased Dacia models through Jardine Motors Group or similar dealer groups on Personal Contract Purchase (PCP) or Hire Purchase (HP) finance during the period from 6 April 2007 to 1 November 2024. This time frame saw an estimated 14 million agreements affected, with a total value of £8.2 billion and an average claim amount of £700 per agreement according to figures provided by the Financial Conduct Authority (FCA).
Dacia Finance at Jardine Motors Group
When purchasing a Dacia through Jardine Motors Group on PCP or HP finance, it is important to understand how these financial products work. Typically, consumers choose a car they want from the dealership and then select a finance agreement that fits their budget. The dealer, in this case, Jardine Motors Group, arranges for a lender to provide the necessary funding based on a
discretionary commission arrangement (DCA). This means the dealer receives a commission for recommending certain lenders or financial products, which can influence the choice of financing offered.
Finding Your Lender
It is crucial to identify the correct lender when dealing with car finance issues related to a Dacia purchased through Jardine Motors Group. The dealership is not the entity responsible for handling complaints; instead, you need to contact the actual lender who provided your finance agreement. This information can be found in your loan documentation or on the contract hire agreement issued by the dealer. Consumers should check their finance agreements carefully to determine which lender they are dealing with.
If you believe there is an issue with your Dacia car finance agreement through Jardine Motors Group, it is essential to address this directly with the lender who provided the funding. You do not need a
claims management company; instead, you can complain to your lender for free by following their official complaint procedures. Complaints should be based on evidence of any discrepancies or unfair practices related to your finance agreement.
Sources and references
- Financial Conduct Authority (FCA) estimates: 14 million agreements affected (£8.2 billion total, £700 average claim amount)
- Jardine Motors Group operates in the South East / UK-wide