Cambria Automobiles, known for its dealership operations in the South East and Midlands regions, has been a prominent choice for consumers looking to purchase Abarth vehicles. While Cambria Automobiles may not currently stock Abarth models, many consumers have purchased these high-performance Italian cars through Cambria Automobiles or similar dealer groups on personal contract purchase (PCP) or hire purchase (HP) finance agreements.
Abarth Finance at Cambria Automobiles
When purchasing an Abarth from a dealership like Cambria Automobiles, the process often involves PCP or HP finance arrangements. These plans allow buyers to make manageable monthly payments over an agreed period and may include options for returning the car, buying it outright, or trading up for a newer model at the end of the contract term. It's important to understand that dealerships like Cambria Automobiles participate in
discretionary commission arrangements (DCAs), where they receive commissions based on the finance agreements arranged with lenders.
Finding Your Lender
If you bought an Abarth through Cambria Automobiles, it is crucial to identify which lender provided your car finance agreement. The dealer is not the lender; instead, Cambria Automobiles arranges financing through various financial institutions. To find out who your actual lender is, review the finance agreement documents or contact Cambria Automobiles for this information. Once you have identified the lender's name and details, proceed to
complain directly to them about any issues related to your car finance.
Complaining about a faulty PCP or HP agreement should be done directly with your lender, not Cambria Automobiles or any other intermediary. The Financial Conduct Authority (FCA) estimates that 14 million agreements were affected by unlawful DCAs between April 2007 and November 2024, resulting in £8.2 billion in total overcharges and an average cost of £700 per consumer. You can complain directly to your lender for free without the need for a
claims management company. This is a straightforward process that enables you to seek redress independently.
Sources and references
- Financial Conduct Authority (FCA). "Car Finance: Unlawful Discretionary Commission Arrangements." 2024.
- Cambria Automobiles website, dealership locations and services.